Archive for the ‘ Auto Insurance ’ Category

The full Florida Senate could soon have a chance to vote on a bill that would prohibit drivers from sending and reading text messages from behind the wheel.

Florida is among the eight remaining states that currently have no restrictions on motorists use of cell phones while driving, despite growing awareness of the dangers of driver distraction and recent pushes from insurance companies and the U.S. Department of Transportation (DOT) to get as many states as possible to ban the practice.

One more committee has to approve the proposed legislation before it moves on to a vote from the full Senate.

The bill is modeled after a sample law made available by the DOT.

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Getting an auto insurance done is an easy job. The auto insurance companies will provide the customers with all assistance in getting an auto insurance done for the vehicle. The real testing time is when it is time to claim against the auto insurance policy after the vehicle meets a fatal accident or has some damage inflicted on it. Though people might question why getting a claim can be difficult because the customers are paying premiums for the policy; the fact is that settling auto claims is a time taking affair and quite disgusting at times. There are many things that should be kept under consideration; if an automobile faces an accident and is insured.

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MPs have called on the insurance industry to abandon sharp practices in the management of car accident claims.

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Progressive announced Monday it has been issued a fourth patent for its usage-based car insurance program, Snapshot, which electronically tracks driving behavior and offers policyholders an opportunity to earn discounts by showing safe habits and low mileage.

The insurer said in a news release that the latest patent “relates, in part, to producing a driver safety score based on monitored driving data.”

The voluntary Snapshot program, which officials say is used by 250,000 Progressive customers in 39 states and the District of Columbia—making it far larger than similar programs offered by other coverage providers—relies on data that is collected by a device inserted into the diagnostic port of an insured vehicle and relayed to the company.

Policyholders can earn savings of as much as 30 percent if the feedback shows they log relatively few miles and operate the vehicle safely when it comes to factors such as acceleration and braking.

“For more than 15 years we have invested a great deal into the research, development, testing and piloting of usage-based insurance programs and will continue to do so,” Glenn Renwick, Progressive’s president and chief executive officer, said in a news release. “It’s gratify

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The federal government this year has ordered a probe into the crash reports of the car model Chevrolet Volt as part of a defect investigation into whether the car’s lithium ion batteries pose a fire risk after a wreck. General Motors engineers along with the government agency are trying to establish the grounds of a fire involving Chevy Volt that occurred in June.

Upon completing the side-impact testing post three weeks, the hybrid plug-in car caught fire. Chevrolet Volt caught fire while parked in the storage facility, the flames spread to three adjacent parked automobiles. Further the tests conducted during the week of Nov14 produced yet another spark, smoke and fire. N

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Car insurance comparison site Tiger.co.uk has found that drink driving deaths suffer a spike during January, due to the high number of parties for Christmas and New Year and a corresponding police crackdown.

The website also warns that the popular myth of being able to know how close to the limit you are is actually false, as (aside from quantity of alcohol drunk), there are a range of other factors.

Height, weight, gender, age, metabolic rate and stress all affect the rate at which alcohol is processed by the body, making it easy to accidentally be over the limit.

Tiger.co.uk warned drivers that drink driving is a criminal offence (unlike speeding which is a traffic offence) and those convicted could face prison.

Worryingly, car insurer LV= discovered through a Freedom of Information request in October that there are still hundreds of drivers convicted of drink driving, with 3% found guilty but not disqualified from driving.

 

It’s easy enough to get quotes on the price of homeowner’s insurance. There are dozens of sites on the web that will offer you multiple side-by-side quotes on policies from all the main insurance providers. As long as the terms of the policies are similar, seeing these quotes will give you a pretty reliable idea of whose insurance is the cheapest.

Keep in mind that cheapest isn’t always best, though. While you certainly don’t want to pay more than you need to for you insurance, neither do you want to find yourself insured by a company that’s either unwilling or unable to honor their part of the agreement. If disast Read more…

The first question that renters much ask themselves is “what are the chances of my apartment being broken into?” or even “what are the chances of my belongings in this apartment being damaged by a flood”? Chances are, you might find yourself thinking that all this are very unlikely to happen, but if you are looking into insurance – obviously you are thinking that the slim chances might happen to you.

When you move into a rented apartment, almost all insurance broker in the area will try to tell you that a renters insurance for apartments is an absolute need. Many Read more…