The car insurance industry is highly competitive and it is a constant battle to deliver affordable insurance products whilst also focusing on risk. More and more insurers are looking at vehicle and insurance telematics as a way to better evaluate risks – and are rewarding those drivers who drive safely in an effort to avoid incurring claims risks.
We have discussed on the car insurance blog the terms Pay As You Drive, Usage based insurance etc. W
Read more…
Share
Pretty much everyone is looking to save a dollar where they can in this struggling economy and luckily there are companies out there willing to help their customers. Auto insurance rates are causing many consumers financial stress, and these people often are not aware of the dozens of discounts out there that they may quality for.
Donegal Insurance is an example of a company going above and beyond to offer substantial discounts to their customers. Their auto insurance policies not only offer a wide variety of options for every type of driver but they give discounts based on good behavior.
Read more…
Share
Once a child turns 16 and they receive their license they must be covered by auto insurance and that usually occurs by a parent placing them on their policy. When a teen has divorced parents and has multiple residences, auto insurance coverage can get a little tricky according to the article “Auto Insurance Coverage for Teen Drivers With Divorced Parents” by LVRJ.com.
Auto insurance companies and states have different policies when it comes to covering additional drivers in a household so it’s important to contact your insurer to see how to proceed. Chances are, if you have a child who has access to driving cars at both parent’s homes then both parents will need to add the child to their policy. The arti
Read more…
Question:
I live on a farm with a public (gravel) road running through it. I have been told by a neighbour that I cannot merely cross from one side of the road to the other because the quad has no license.
Read more…
Share
Auto insurance companies are constantly changing their policies to compete with other insurers and to ensure they are offering the most up-to-date benefits. There are many optional benefits that insurance companies use as leverage such as road side assistance, online bill pay and even pet insurance. American Commerce has numerous unique policies which helps them to stand out.
One of the more interesting policies offered by American Commerce is called the Peace of Mind Package. This is an optional upgrade to any auto insurance policy that offers immediate accident forgiveness from day one, an automatic deductible credit and the ability to drop your deductible up to $500 for remaining accident free. T
Read more…
Three men were very drunk and they stopped a taxi..the taxi driver figured that they were not in their right mindsso, he just switched on the engine for a few minutes and switched it off and told them : we have arrived
The first man gave him money..the second one thanked him..but the third one.slapped the taxi driver..
The taxi driver thought to himself that the third man must realized that the taxi didnt move an inch..so, he asked the third man : what was that for?
The third man replied: control your speed next timeyou almost killed us..
Share
Many auto insurance companies are offering discounts to customers in this competitive market. Unfortunately, consumers aren’t always aware of the discounts and may miss out. Bristol West Insurance clearly outlines their discounts on their website which offers a user-friendly way to inform their customers.
Some of the Bristol West discounts include the following:
- Homeownership
- Proof of prior auto insurance
- Financial responsibility
- Insuring two or more cars
- Prior coverage limits
- Mature driver course completion
These are common discounts that many different auto insurance companies offer so it’s definitely worth your time to look into the different options your insurer offers. At B Read more…
An intersection with a traffic camera has the potential to catch you breaking the law and end up increasing your auto insurance rates, but according to the Insurance Institute for Highway Safety (IIHS), while those cameras could be annoying, they’re also saving lives. The IIHS issued a report last week that found these cameras have saved over 100 lives so far.
159 Lives Saved by Red-Light Photo Enforcement
According to last week’s report issued by the IIHS, a nonprofit traffic safety organization funded by the auto insurance industry, 159 lives were saved by red-light photo enforcement between 2004 and 2008. The lives were saved in 14 U.S. citi
Read more…