How does the quality of your driving affect your car insurance claim? On the roads it often becomes apparent that we are not equal – perhaps so when reflecting on Human Rights – but not so when it comes to driving ability!!

Fortunately for many vehicle owners the car insurers do not drive with them before issuing a car insurance policy. All that the car insurers have available to them is information as to driving experience, previous accident record and insight with regards to traffic violations. Much of these have to be disclosed by the vehicle owner and there is no measure of “Are you a good driver?”

We would like to reflect on the above question by referring to a decision from the Ombudsman. The que

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Filing a car accident insurance claim is a very easy affair, but processing it correctly becomes difficult because of the thrill caused due to the accident. If all information is furnished in the right manner then the claim shouldn?t take more than a week to get processed, even if getting the check for the damage and expenses may take almost a month to reach by mail.

Once you are in an accident you should first check to make sure that everyone is all right. If it was a severe accident someone may have to call 911 to get help. It is also important to remember that you should not admit fault at any time after an accident. If it turns out that the accident wasn?t your fault you may still end up paying as a result. Read more…